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Reply: 1.1.1.1.1.1 From: Paul Zagoridis Hi Tom Sure you pay $22K in tax but you can then borrow for growth or income. Leaving it in super means your return on equity is capped at your ROI. If you can gear, your return on equity is enhanced (provided ROI > Interest Rate). As you said, your...

Reply: 1.1.1.1 From: Paul Zagoridis If you are 58 and preservation age is 55 and the lump sum is only $290K you have options Why can't you take a lump sum and gear to your comfort level (positive or negative cash-flow)? That now allows you to buy a residence or borrow. That removes all the...

Reply: 1.1 From: Paul Zagoridis Except poor Tom's cash is tied up in super. I'm assuming you must keep your super preserved until age 65, if this is not the case, please let me know. Tom could set up a Self Managed Super fund. About $500-$2000 depends if you have a corporate trustee or not -...