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A history of Amex (somewhat abridged) Reply: 4.1.1.1.1 From: Paul Zagoridis Right children gather 'round the chair and I'll tell you a fairy story... Once upon a time in a land across the sea, a Company called American Express issued a charge card. It was green. And It was good. All the...

Reply: 2.1 From: Paul Zagoridis My understanding is most banks assume the limit is fully drawn down. That's reasonable as they don't know if you'll rush out the next day and buy a yacht or other doo-dad Having said that I like big limits on my cards. I've been able to buy a property using...