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  1. paulzag

    Are you positive it's negative?

    Reply: 2.1.1.1.1 From: Paul Zagoridis Gearing means leveraged (i.e. using borrowed money). So I calculate earnings based on borrowed funds including the deposit, legals and costs. I use credit card rates for all funds beyond 90%-95% LVR on the registered first mortgage. That way if the...
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