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It's late and I'm tired but I think annuities are as a rule the last option. More importantly I'd be extremely wary of overstating income on even a no-doc loan. You are signing a stat dec in most cases and just because they take your word for it doesn't mean you can't get unstuck down the...

They get it or they don't If you want to wade through some tedious numbers, knock yourself out. There are even some interesting worked examples by Steve and others. Let's ignore the emotion of the debate. As an aside, there are people who love nothing more than debates. The truly wealthy...