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Hi jpcashflow, I'm not 100% set on an apartment, just thought given my budget it was the only reasonable option. It isn't a necessity to have high rental yield, strong capital growth is definitely preferred given my goal. Definitely not interested in something off the plan - established...

Hi thanks for the advice KoopaTroopa but the loan is for 360k - I'm factoring in 430k for the property, stamp duty, etc. And I have an 80k deposit. I should of been clearer, the 400k is up to. Any advice on area, size of apartment, etc. for 350k? Cheers

Thanks J_aco, I haven't but I'll definitely do some research on Ringwood. My only concern will be what kind of rental yield it has, my partner and I do not wish to be putting in too much each month.

Hi all, Long time reader, first time poster. I have decided to buy my first investment property. My partner and I have been pre-approved for a 400k loan. I'm trying to decide between: - a smaller apartment (1 bed, 1 garage) in Carlton/North Melbourne/Fitzroy) or - a larger apartment...