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I am actually employed by the business, in the books as a PAYE which has given me a consistant wage for over 20 years. It's not really a problem, just a bit annoying really. Since we have now been in business for over 20 years now, that should make us a very low risk. That says it all...

To get a loan as a salaried employee all the banks need is a personal tax return to confirm income. However if you are a director of the business you work for, you have to supply the company financials for 2 years as well. To me it does not make sense. The employee is far more likely to...