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Hi, What I did was to pay the smallest loans off first, to get them out of the way. I had several under 50K loans. Each time I paid one off, I added the repayment amount to the next largest loan, and so on. Now, I only have the one large loan to pay off. I didn't actually look at interest rates...

When my business was in the throes of going down, and we already had some debts, I transferred them all across to a very low interest card, with Citibank I think. Alot of credit cards offer low interest on balance transfers. This can help to keep things under control for a while, as long as you...

I have been in a similar situation, several years ago, and I have friends also who have struggled through the same. I assume you have your own business, and this is why things have been tight. I would encourage you to use this time to really objectively analyse your business and see whether it...