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As I mentioned previously, you do need to be careful about your insurance when you contact the other driver, or admit guilt in the accident. Some insurance companies specifically say that you should not admit guilt, and having done so on a public forum, you may find that your insurance company...

Your insurance company may not be so keen on you posting details in a public forum........:eek: There is always the possibility that the opposing party will get nasty during the negotiations, so its probably best not to be too open in this context. Pen