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Thanks BV, 72% lvr with no guarantee is very good - I think we might bpass NAB next time. Especially after their slow process , lack of effective communication and lack of being able to fix for 5 years when we tried 2 months ago (when it was 6.19%) -simply because the loan was an interest only...

Hi, I see you mention that with St George your loan was pre-approved. Once you found the house, how long did it take for formal finance approval? Our SMSF loan with Nab took almost 6 weeks to get formal finance last year - looking back I think we were lucky the seller did not pull out of the...