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Great stuff. Good on you for wheeling and dealing. That's not my thing but I respect people who can do it.

It's a refinance and what I am doing is well outside the norm of what a lender would usually allow. I guess that's why I could not push them to 74%. I'm actually quite suprised that my mortgage broker managed to swing the deal I ended up with. It is very close to what I wanted.

I'm not finding credit that easy right now. During a refinance I just tried to get my LVR up to 74% but I was told no. NVM In terms of the original question, I am pretty much betting my entire future on property. I doubt we will see the kind of growth we have seen in the last 30 years. For my...