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Considering that 3 years ago, the loans for the same IP were at 8.14% and 8.64%, I'm very happy with 4.95%. I'll be even happier if it drops to 4.70%! :D

Indeed. I was thinking about fixing for 12 months when my rate was 5.2% and the fixed was 4.79%. Not much of an issue now though.

Thanks. I have been waiting for this. Full details link from this page: https://www.amp.com.au/wps/portal/au/AMPAUPlannersGeneral3C?vigurl=%2Fvgn-ext-templating%2Fv%2Findex.jsp%3Fvgnextoid%3Dfab47c67649c2210VgnVCM10000083d20d0aRCRD That's a croc (for me) because fixed rates didn't drop...

Still waiting.

Any idea when AMP might announce any changes to their rates?

I'm not sure if it was a discount, or a rate that we got. Either way, I was just looking up the rates for the loans I had with my investment partner in November 2011 and they were 8.14%, 8.64%, 8.64%, 8.84% and 9.04% (long story :rolleyes:). Fast forward 3 years and a couple of months and it...

Do you know if that will be to the discounted variable rate, or only standard variable rate?

I didn't fall for it. I figured it was just political rhetoric. I was more interested in policies like the public schools policy or public hospital funding and managment. Of course, since the election there has not even been a whisper about the implementation of these policies :rolleyes: Short...

Banks, maybe not but we should wait and see. Other lenders are already jumping in to pass on the full 0.25% http://www.theaustralian.com.au/business/financial-services/bank-of-queensland-me-bank-move-quickly-to-cut-rates/story-fn91wd6x-1227206555557 5.13% variable isn't a great deal. 4.59%...