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Cheers Cheeks - sorry Bianca, very rude of me, hope I am writing threads like yours in 20 years time! Pete

Thanks Cheeks, any chance of a definition, I presume it is like investment diversification and not having all your eggs in one basket!? - I never was much good with big words! Pete

Sorry Bianca, no advice for you, way out of my league! But quick one for Y-man, why do you recommend not combining loans, I currently have 3 IPs and 2 different loans, is it not more economical to combine them so all the equity can be used with one lender? Cheers, Pete