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I guess I'm a penny pincher but still enjoy nice stuff, such as my fully paid off 2+m ppor. I just know that every penny makes a difference so now days I have to justify every expense

In the answer to the op, if you can fight the desire for "stuff" ala mustachion style, then you never really end up letting loose with over the top purchasers. If you can get your head around the fact that a vast amount of consumption is only a want and there is a only a fleeting buzz from...