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Ha I know, just couldn't get to sleep after finding this forum and some of the threads here are excellent.

Although now that I think about it at 4.30am, shares are probably considered as income producing via the dividends they pay out, although not all securities pay dividends

Just a question; I thought the interest from the money you borrow is tax deductible even when using it to purchase investments (ie. shares or commodities - gold, oil, silver) or even using it to buy or set up a business? Correct me if I'm mistaken, I'm fairly new to this stuff :) cheers...