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  1. P

    OTP - loan not confirmed until settlement (QLD)?

    Absolutely they can! Especially if the market has been rising, they love to wait for these people who haven't got their $h!t together so they can keep deposit and up sell! pinkboy
  2. P

    OTP - loan not confirmed until settlement (QLD)?

    The loan will be conditional: 1. Titles are issued. 2. Valuation stacks up when titles are issued. Contract price/valuation yesterday might not be the same as valuation tomorrow, so this is where the lender makes sure they are getting what they are lending against. pinkboy
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