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I have no more or less ability than anyone else. I am a uni dropout, barely passed high school and no desire to study when I was younger. I started my own business with no more skill than grabbing a spray gun and throwing a few tiles in here and there. You can't tell me there is no scope...

I can't help you with your career stuff, but one thing drilled into me when I was your age: Saving is finite, earning income is infinite. You csn only 'save' a couple $$ per hour of your wage. You are much better off increasing your wage exponentially than trying to scrimp and save...