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Sorry - it's building/contents with landlord protection or whatever it's called attached to that. The EBM and Terry Scheer quotes were for the same all inclusive. Only $285 for the EBM one without the building/contents part.

Am looking into changing insurers as CommInsure don't cover if the tenants are not on a fixed lease. I gather that EBM and Terry Scheer are the two to look at for landlord specific, and EBM seems to get a fairly good review on here. EBM online quote for Rentcover Platinum came back $500 less...