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Yep. And the wife's income wasn't taken into account for loan serviceability either as she might get pregnant. I think expectations have changed a lot as well. The first mortgage is always the hardest.

Society has always required to sacrifice to achieve success. Whether that is purchasing your own property, building a career or business, or raising a happy, balanced family. An ideal society doesn't exist on this planet. In fact I would argue (topic for a different thread and forum) that in...