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Sorry, but the boomer generation (me at least) didn't take a gap year, never had a mobile phone (let alone a $1000 mobile phone), didn't have all the gadgets, all the designer clothes and bags that some of these kids have. On the other hand, I absolutely agree that it is so much harder to...

I like hearing about young people trying to get into the property market (all of my children are saving for their first house and I will match whatever they put in). I am not an expert in lending. I agree with Jamie and Spludgey. I would suggest that he live at home for as long as possible...