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Thanks for your helpful responses. TerryW - the strategy you have outlined is exactly what has been recommended. The adviser has indicated a separate loan would be required. So, what you are saying (please correct me if I'm wrong) is that while a debt recycling strategy can be done without...

Hi folks Seeking some advice from the finance experts here. Here's the situation: Married couple, late 20s, combined gross income $175k About to settle on a $420k PPOR at 80% LVR. No other investments. Current cash flow enables us to comfortably put in around $800 per week more than the...