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unfortunately if she is 65 and no longer employed i think she is not able to move money into super. to get the full aged pension her PPOR is exempt for asset testing which is good for her. but she has little income by the sounds of it. she needs financial advice. pity it was not sort before...

i would suggest your mother seek good financial advice before making any decisions. is she concerned about her situation or is that your perception? admittedly if her only source of income is the aged pension the $200000 mortgage seems rather a lot. was the mortgage organised when she was...