Fully agree, willair, and I'd add that you can make as much if not more from investing in property as from gambling in property.
High return does not always equal high risk, if there are other factors like knowledge and experience in play.
Two gross misconceptions in the article:
1. To compare level of debt against income - like someone is going to call all debts in within a 1 year period?? If level of debt = annual income and intreest rates are 4%, then 96% of income is uncommitted.
2. "to borrow when interest rates are...