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This is how I have setup; INV LOAN MISA ACC Everyday Offset Account Personal Savings Account I try to keep the ins and outs for each INV PROPERTY separate to everything. So my salary and personal spending is in and out of the personal savings account My rental income goes...

Not too fussed. But yeah in year 2+ i would only save $104/year as i only ever have circa $2,000 in thst account and the main savings go into misa..

I've done a quick calculation to see if this CBA Transactional Account will be worthwhile. I aim to have $2,000 in my transactional account at all times so $2000 x current variable interest rate is 5.20% equates to a saving of $104 per year. So in the first year I would be better off by $9...

I would still keep the misas for the bulk of my savings. The way I am setting everything up is Loan 1 Loan 1 - Transaction Account/offset Loan 1 MISA Now my dedicated savings will periodically go into the MISA account my rental income and loan repayments will go out of the...

No, that would be the new transaction account they opened for you when they did the approval. Wa people are on trail for now