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Thankyou all. I decided to go in the median. 85%.

Guys, Looking for some input from you for my next property purchase. Option 1: Borrow 80%, no LMI applicable but only buffer of around $2-3k Option 2: Borrow 85%, LMI charge of around $5k leaves around $17k cash buffer Option 3: Borrow 90%, LMI charge of around $10k, leaves...