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I know that ING and Advantege already reduced these fixed rate. Maybe the Big 4 will follow? A very informative process. Thanks. :)

About a couple months ago, I still remember people talking about interest hike, but now it seems more likely the interest rate will stay low. It looks like a lot of lenders reducing it's fixed rate (ranging 3-5 years) at the moment. If the financial institutions drop its long fixed rate...