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Thanks for that people , very helpful. l feel insecure with no cash in the back for starters. l don't have any mortgages right now , 2 cheapo places both owned outright . Do have a bit of a CC l'm paying down. l do wanna buy another place though also and l don't want to use the others against...

You see l'm self employed . So there's no regular thing , rather just lump sums as a job goes out , whenever that may be. So it's hard to do direct debit bills and things as my pays and cash flow will often miss the dates. One of the drawbacks in my job. On good mths though there's often enough...

That account thing might help me , wonder if they still have the old passbooks instead of key cards ! l'd like to see my savings in a book again , like the old days , stamped and everything :D Give me a card and l'm done for .

Haha , nice one Watta and l actually do have to work with who l am because it'd take more than a book to slow me down :eek: A dirty big padlock with no key might work . Ace , don't get ya , or was that a joke ?

l do love property because they're the only things l haven't spent yet :eek:

Might sound like a dumb question but if you knew how l spend and waste money and then throw my business into the mix. Needing cash flow and tie me over money until the next pays and stuff which can be unpredictable and often a mth or more apart , bills. l just need somewhere l can put away...