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Thanks v/much Token and to be honest, I thought the same thing and I'm still wondering if I've got that right. Although I did stress the question a couple of times during but Westpac - finally there's the T , said as the card can't be used , everything can be suspended including interest, well...

That's a bit harsh. [Canada] You know it's weird though , of course they could just stop your repayments for a few mths, click you back on later and the cash cows back on auto. Really it's the smartest way of handling the problem , keep you happy = keep cash cow. Nothing to do with this thread...

Yeah I hear you keith talk about a built in cash cow I wish I could put out a few. But the thing is I 've worked it out 50 times in the last few yrs and if I want to do a reno or say 12 or 15mth project , can't beat the card at the end of the day. I find in my situation, the costs actually...

Bradsdad, your a lifesavers . Read this and decided to bite the bullet,These guys were fantastic. It turns out the first card's part of Wespac , I didn't know that . You wouldn't believe it , I explained the crazy run we'd been having and he said right . the first thing I want you to do is...

No , no can refinance, borrow. Property up for sale is free and clear but no, incomes kaput for now. Maybe if I wanna wast another two or three mths on them as have just done and being emotionally drained while they wast my time but no , had enough. At anyrate , the property's suppose to be...

No as above , $45 unfortunately . I usually use on my renovatings and never had a problem but this time round we've been shot at financially left and right for 6 mths now plus income drops, what a run, cupboards finally as bare as a baby's bum until I sell. Swapping , I would but I'm not in a...

Try 45k x $1200min more like it. Can't do any transfers, incomes kaput for now.

Hi people. I need a couple of mths leeway on c/c repayments just until I sell . The property I'm selling is meant to be sold now and settling in few wks but as you may have read in my other post I'm a bit worried about that one and I'm still not sure if it will go through. Solicitor says all...