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Thanks tobe , you nailed it . This was all exactly my thinking so we've tried to mix it up & separate things a bit a long the way. I've thought it might leave a few more doors open individually I don't really want to go on this title anyway, I was just worried about complicating it's equity...

Thanks Tobe. The reason is both the others are in my name, but this one will be better as equity because it's in a much better area than the other two. And , we expect to be buying another place next yr and that finance will be in my name. So the equity in this new one now will be simpler...

Gday people. We want to put the loan for a new purchase through in my wifes name only . Just using her work , savings and what have you only, but both names on the ownership . So would her loan app be ok based soly on her info alone even though I'd be part owner too or will lenders then...