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You wont have any problems in the future either except when the lease expires. Ask for a list each year as to what repairs have been done and you will be very surprised at what has been repair I would imagine. Be very diligent at this lease expiry stage. If there is a structural problem eg...

that sucks but this is not law. Its just opinion / advice. your premiums for house insurance rise depending on the suburb, but yes you will have a black mark against your name which may or may not affect future insurance options. I haven't read the whole thread yet why do you have to pay? What...