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We were hoping that the five (5) year rate would drop further with the latest and impending drops from the RBA, but as evidenced by many posts above that seems very unlikely This may be as good as it gets for long term rates though, short term rates may drop further, but long term rates look...

Thanks Keithj Great and thought provoking post, we have some concerns re: rates reaching the bottom, however, expect that variable rates may still fall a bit further in the short term as outlined in this post We are looking at the posibility of refinancing some loans, with low rates and...