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Back on track though.. Both of us have Income and Life Protection, from memory around $500k life and $1,500 p/wk Income There's also a Term Life policy within an old Super Fund

I thought it was all now called "Personal Leave" and is cumulative (what you don't use rolls into the next year)? i.e. Personal Leave now encompasses Sick Leave taken by an employee because of a personal illness or injury, of the employee or Carer’s Leave taken by an employee to provide...