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Hi All, Thanks for the replies. Rolf, No debt at all. Blacky, My position is that I am late 40s so am looking to buy a few properties if I can while we are still working, kids off to uni, etc. Thanks for your help, all much appreciated I am dunb when it comes to this financial stuff so...

Hi I need help from any of you who know about loans. Some info: PPOR..House paid for worth 500,000 Savings...150,000 I have very little income, only 40,000 a year as my husband is self employed and I draw a wage through his business. I have put in an offer for an IP for 300,000, don't...