What if you don't have an offset on your PPOR but you have one on your IP, is it better to have 10k in an offset (6% example) linked to your IP where the interest in tax deductible or have 10k in a term deposit earning 6%?
Not sure if this topic has been put up before.
Apart from offset accounts and Cash account/term deposits returning less than 6% return, where are investors parking their cash with the safest and highest return possible?
