Search results

By 'paying down', what I actually meant was 'paying minimum repayments with extra savings kept in 100% offset'.

Yes I do. I think you are mistaking an attitude towards money vs. actually learning + implementing the steps necessary to get to a given outcome (e.g. $X passive income). I have the former, and am asking questions on Somersoft so I can achieve the latter. IMO a majority of the population...

I have this mindset, but how do I follow through when I'm paying down my $400k PPOR mortgage on my sole income? Second job? More education? Patience? 100% IP loans?

Can you elaborate on what you mean about personality?