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It's really tough keeping an open mind when it's a home you're looking for. The west for me isn't overly appealing because of stigma, reputation, violence. But more so it's about the eastern side being more of a home to me. I have never really had any need to go to any western suburbs as all...

Everybody places a different value on their time. The cost of commuting say 3 hours per day, to me, is just not worthwhile. I don't feel entitled to have a home with a short commute time. I simply place X value on my time, and if I can't purchase something that meets that criteria then that's...

I accept the point you're making as it seems to be recurring advice in this thread. 4 hours however is 16% of a day. That time cost would simply be unacceptable to many people. I would much sooner buy an IP and rent before doing that (yet another debate in my head). I might need to start looking...

That's impressive, well done. Is that while renting? I like to think I'm in the middle ground of frugality (i.e. saving 30% of my net) and enjoying myself (gym membership, good diet etc.). Going to go out on a limb and say I'm well and truly in the top quartile income saver category in my...

I appreciate the ideas. In regards to your calculations, it's best to account for tax as well. In regards to your suggestions, the first one is too far out and sunshine is literally one of the worst suburbs I could think of to live in. This is for a PPOR not an IP. I plan on being there for more...

This Gen Y has been saving around 30% of his net income from professional graduate work for more than 4 years now. Finding it very difficult to get in :(