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Man Im going to have to read over this thread again - I still dont get it! Im still seeing a shortfall of 2.something percent here :confused: Then again, what I lack in intelligence, I make up for in determination :p RJ

Also - what the hell does this mean? "50% assets test exempt annuity?" RJ

Whats the return interest rate? Im reading over this document on challenger and they mention 5%. Is that right? So If I invested $100,000 over 12 months into a cashbond and set my income payments to monthly, would that mean that I then receive $8333 per month + 5%? Also, 5% of what...

I just read that it is possible to invest your superannuation directly into a cashbond? Is this true? RJ

Awesome! This is exactly the answer I was looking for. Is it best to invest your own money rather than borrowed money? I mean if you borrow to invest, wont you then have to make loan repayments which include interest which would inturn erode profits? Would I be correct in thinking that...

Rather than hijack this thread... http://www.somersoft.com/forums/showthread.php?p=224020#post224020 I thought Id start a new thread regarding cashbonds. I have a number of questions Id like to ask and certainly dont want to take the previous thread any further off topic than I have...