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Thanks for your reply. My bank says I have accessible equity of $32k at the moment but I am not quite sure if they will allow it for overseas investments due to my high LVR on the australian property. I plan to sell it in 2-3 years depending on the growth but my main concern is the remaining...

In 2011, being young, naive, less educated and on 'advice' from family, I put down a deposit on an overseas (India) investment OTP of total $80k. It is due for completion later this year. Till date, I have paid ~$55k in cash on this property as it gets completed in various stages of its...