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Your employer go on holiday and forgot to pay your salary for a few days is it acceptable? Business has the right to get their money on time as well. it is your financial obligation be it a pain in the a** it is something you have to remember and do.

http://www.veda.com.au/yourcreditandidentity/check/credit-file/how-long-does-information-stay-my-credit-file Disc: I have shares in Veda

You get plus points for pay on time and minus points for paying late You get a score from the history of your payment so paying late once in a blue moon wouldn't affect your score badly .... And people don't get mad get even buy stocks from a business that profit from the new report regime...