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so looking on anz website today, 5 yr fixed 4.59% with break free 1 year 4.49% p.a. . 2 years 4.59% p.a. 3 years 4.69% p.a. 4 years 4.99% p.a. 5 years 4.59% p.a. . And considering the other banks have dropped their 5 yrs by 0.3% down to 4.69%... it is interesting times..