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Although it is probably easier to get credit - and more of it - in Australia!

I find the banking system in Australia to be less competitive for consumers when compared to the UK. The example from Terry is classic point. I don't know if is still the case over there but it used to be that to gain your business, a bank would pay the penalties for switching to their...

Thought this was interesting, especially considering economists expect interest rates to rise in 2015. (Taken from RPData Quarterly review.)