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Thanks for the responses... No borrowed funds in any offset. Current offset is credited with my salary minus any monthly spendings Yes. Same owner. What do you mean by same amount of tax? If I get the 5.93% with offset, my monthly interest only payments are higher then a 5.64% with no...

Hi, I've been dealing with a mortgage broker to try to get a pre-approval on a loan for a second investment property. The broker has come back with two options but I have a few questions that I would like to seek advice on before I make a decision... Current Mortgage on first IP is split into...