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We don't pay any fees for anything with the banks either (a couple of different banks: acc's, mortgage, LOC, CC's). We shop around and negotiate. Having said that, fees are not in and of themselves a dealbreaker - it's the deal as a whole; fees, rates, terms, etc.

"But my parents criticized me and told me that conveyance fees would be so high." There are alot of other reasons why this plan wouldn't and couldn't work - conveyencing fees would be the least of your problems. Whilst you are saving you could use your time productively and learn...

Can I ask how old you are? Just trying to get an idea of how 'young' you are. I refer to myself as 'young' - I am 27yrs. But then there are many members on somersoft here who are a lot younger. I have noticed that as I get older, things that had previously seemed unattainable are suddenly...

ROFLMAO! Sorry, I just thought the idea of buying parts of a property, like you describes, absolutely hilarious. So if you bought the toilet, could you charge rent for it's use? :D Seriously though you have been given lots of good advice. I know the feeling of never being able to catch up...