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I think the problem comes in because people don't do enough research and, quite frankly, for the most part, really don't understand what a trust is, let along all the different types and exactly how much protection they may provide and in what circumstances. I am not going to get into all that -...

:) yeah I know my example it a little flawed, but my brain isn't working enough to come up with a better one.

Public indemnity insurance and public liability insurance is not a failsafe - particularly in instances of negligence, fraud, etc. There are all kinds of reasons one minght be sued, sometimes not even in relation to their profession - their private assets are at risk. (they are to some...

"If you're a property investor with a 9-5 job, theres no point having a trust, its too complicated and too expensive, its just not required, I have a hunch some people are trying to be too fancy." Except if your 9-5 job puts you at risk of being sued. ie, Laywer, Doctor, etc.

Horses for courses. Personally, DH and myself are not at this point using or planning to use any kind or trust, company or other such - because it does not suit us, our needs or requirements. We are simply purchasing in our own names. That is not to say that everyone should do this, some...