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I have my PPOR with CBA, am I able to have a LOC or Offset account with another bank? Or do I need to refinance my PPOR loan to another bank?

Thanks!! Excellent tip!!

hmmmm, what features do we look for in a Offset account and LOC account? Is there a mortage broker on this forum? For Victoria? Thanks,

What banks do you go with for the offset account or line of credit account?

Also when they put rent into your account, do they put something like a comment when doing bpay like rent for XYZ....

hmmmm, do you ask the PM or tenants to put the rent into the same account or different one? was thinking if it's ezier to keep track if the rent were to put into the LOC, and monthly payments to the bank deducted from LOC?

If it's different, and if we have 10 IPs, we will have 10 loan accounts + 10 LOC?! How did u guys manage to keep track of it?