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hmmmm, interesting, icic, thanks Y-man!! :) btw, what does the Y in Y-man stands for? Yes-Man?

wouldn't they always go for the one with highest offer? more $$$ for their effort?

One more question, for the 10% deposit on settlement, do we need to prepare a 10% deposit, or let bank give them 100%?

Very interesting!! Thanks for taking the time to explain!! :)

wait a min, is there any situation where it can't settle on time (delay by bank?) even if i were to sign a contract where i need to pay 10% deposit on settlement, and I breach the contract, they still need to spend $$$ to sue me to get $$$?

interesting!!!!

but in this case, paying 10% deposit when settlement due, isn't like paying 100% when settlement (if the bank loans 100% for eg), on settlement the bank will trasnfer money to seller?

sorry, I meant thru an agent, I was thinking private as in not-auction, :)

Agent wants 10% deposit for private sale on signing the contract? Is this normal? That means buyers who wants to take a 95% home loan and equity loan will not be eligible?