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Thanks Pete. Only thing is with the offset here I am offsetting my deductible loan.... however i see your point until i understand share, I can park my money in offsetting my investment loans..... thanks

Hi there We've been saving for a while and in a few months we'll have saved enough to cover our existing PPOR debt (i.e. no mortgage)....this was the best strategy i learned here and have given me flexibility to upgrade to new PPOR eventually with this offset money but new PPOR is still few...