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Hotrod, Not only death/TPD, i think IP with the same stratergy should be given a good thought as well.... Thanks Terry....planning to read PDS over the weekend,,,what fun :rolleyes: Are you guys aware of any good websites that can give me comparison of these insurances outside super...

Super I m with have confirmed that dealth & TPD doesn't have to meet 'condition of release' However i will check what is the process of getting death benefit paid for my spouse/kids....good point. Rolf, i agree that compound loss can be large....i think the way to overcome is that salary...

Hello there, wondering what the are cons of having IP, TPD & Death within super. Below are something i've found by reading some of old forums here, pls add/advise... For IP General understanding is that within super most policy is for max 2 yrs only (super I am with have max benefit...