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Agree entirely with aerobar....every lender has different way to assess ones credit history.... Beanie girl talk about timing....i was reading this article today around creditcards & thought of sharing with you...

Beanie Girl, i had similar thought while i was planning for my first IP. Infact i know few ppl who does thus......i decided against it cause it will have unnecessary hits against your credit file....which i don't think is worth it.....my 2 cents