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Thankyou. Very helpful.

I'm not aware of this ruling...do you have a reference so I could read it please?

Correct...I acquired the majority of my assets after leaving the bad relationship. However, being in an industry open to litigation, I think my assets are more protected in an HDT than in my own name. Regarding protection of assets for SWWK's ... would a pre-nup or cohabitation agreement...

I've been reading this thread with interest. I'd like to put forward the following scenario for everyone's comment: HDT for single self-employed person with no offspring, who wants to protect assets.