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Thanks again Peter. So, basically, a) the banks fix rates based on the 'cost' of money available to them, and b) the 'cost' of money available to them is one possible indicator of where the 'market' believes rates will go. When you say the 'market', what are you referring too? Thanks,

Thanks Peter, that is very interesting. It makes perfect sense but I had not thought about it that way. I have a property that was a former PPOR and have had it tenanted for near 5 years now (during this time rates have gone from 7% to 9% and now to < 5%. In this time my rent has only gone from...

Hi all, I am wondering what peoples' thoughts are on the following. We are currently getting financial and planning for IP# 4/5, in doing so we are doing projections for rate rises up to 8% to see how our cash flow will be affected under different scenarios. Currently with 3 IPs we are cash...